By providing your mobile phone number and opting in to receive SMS text messages from Viralish U, you consent to receive recurring automated text messages, including but not limited to promotional offers, program updates, account notifications, and other marketing communications, sent to the mobile number you provided at the time of opt-in. Message frequency may vary. Message and data rates may apply. Consent to receive SMS messages is not a condition of purchase.

Opt-In. You may opt in to receive SMS messages from us by texting a designated keyword to our short code, by checking an opt-in box at checkout or account registration, or by otherwise providing your mobile number and affirmatively consenting to receive text messages. By opting in, you confirm that you are the account holder or have the account holder’s permission to enroll the number, and that you are at least eighteen (18) years of age.

Opt-Out. You may opt out of receiving SMS messages from us at any time by replying STOP to any message you receive from us. After texting STOP, you will receive a single confirmation message acknowledging your opt-out, and no further messages will be sent to your number unless you re-enroll. You may also opt out by contacting us at support@viralish.com.

Help. For assistance with SMS messaging, please email us at support@viralish.com.

Supported Carriers. Viralish U is not liable for delayed or undelivered messages. SMS messaging is available through most major U.S. wireless carriers, including but not limited to AT&T, Verizon, T-Mobile, and Sprint. Carrier support may vary.

Privacy. Your mobile number and SMS opt-in information will not be shared with, sold to, or used by third parties for their own marketing purposes. Please review our full Privacy Policy for details on how we collect, use, and protect your information.

Effective Date: January 1, 2026

Company: Viralish U, LLC

Headquarters: 6339 Charlotte Pike, #911, Nashville, Tennessee 37209

Governing Law: Laws of the State of Tennessee and the United States

Please read this policy carefully before enrolling in any Viralish U program or product. By completing your purchase, you confirm that you have read, understood, and agreed to the terms below. Electronic acceptance including clicking "I agree," checking a box, typing your name, or completing a checkout flow that displays or links to this policy has the same legal effect as a handwritten signature under the federal E-SIGN Act and applicable Tennessee law.

1. All Sales Are Final

All purchases made through Viralish U are final and non-refundable to the fullest extent permitted by law. Once enrollment is confirmed and access to any digital product, service, community platform, coaching capacity, coaching call, live session, or resource is granted, no refund will be issued regardless of whether the content has been accessed, viewed, downloaded, or used.

This policy applies to all Viralish U products and services, including but not limited to:

• V Club (6-month membership)
• Viralish Mastermind (6-month program)
• Digital courses and training programs
• Live and recorded coaching calls and replays
• Digital tools, templates, worksheets, and resources
• Masterclasses, challenges, and virtual events
• Any other digital product, program, or service offered by Viralish U

By enrolling, you acknowledge and agree that you are waiving any right to a refund based on change of mind, failure to use the product or service, dissatisfaction with results, personal circumstances, scheduling conflicts, or any other reason not expressly stated as an exception in Section 6 of this policy.

Viralish U maintains records of your acceptance of this policy and any applicable Terms of Service, including the date and time of acceptance, IP address, version in effect, and transaction data. These records constitute reliable and admissible evidence of your agreement in any chargeback dispute, arbitration, collection proceeding, or other legal process.

2. V Club: 6-Month Membership

What V Club Includes

V Club is a digital membership community hosted on Circle. For $997 (or via an approved installment plan), members receive the following for a full six-month term:

• Weekly live group coaching calls
• Digital tools and resources within the V Club platform
• Direct feedback and support from real, human content coaches verified members of the Viralish U team
• The V Club community forum
• All content, recordings, and materials made available during the membership term

The specific call cadence, coaching-team composition, platforms, and bundled resources are descriptions of the program as currently offered. They are not per-item contractual guarantees and are subject to reasonable modification. Substitution of a qualified team member for any coach or facilitator is not grounds for a refund. Changes to platform, format, or scheduling that do not eliminate the core value of the membership are not grounds for a refund.

6-Month Commitment

V Club is sold as a full six-month commitment, not a month-to-month subscription. When you enroll, you are agreeing to the full six-month program. The duration and the total fee are fixed at enrollment.

If an installment payment plan is offered, those installments are a payment convenience only a split of your total program investment. An installment plan is not a month-to-month membership, not a pay-as-you-go arrangement, and does not create any right to cancel the remaining balance. You remain responsible for the full program fee regardless of how many installments have been paid.

No refunds are issued at any point during or after the 6-month term, regardless of:

• Whether you attend the weekly calls
• Whether you engage with the community forum or coaches
• Whether you access the digital tools or resources
• Whether you complete the program
• How many installment payments you have made at the time of any cancellation request
• Personal circumstances, scheduling conflicts, health, or change of mind

Default, Acceleration, and Late Fees

If any payment is late, declined, reversed, or charged back, you are in default. Upon default:

• The entire remaining balance of your program fee becomes immediately due and payable without further notice
• A late fee of 1.5% per month (or the maximum rate permitted by applicable law, whichever is lower) will be assessed on any overdue amount
• Viralish U may suspend or terminate your access to V Club and all associated resources until your account is brought current

You agree to keep your payment information accurate and current and to promptly update any expired, closed, or changed payment method.

Collection Costs

If Viralish U is required to pursue collection of any amount you owe, you agree to pay all costs of collection, including reasonable attorneys' fees, court costs, arbitration fees, and collection-agency fees, to the fullest extent permitted by law.

3. Viralish Mastermind: 6-Month Program

What the Mastermind Includes

The Viralish Mastermind is a premium digital education and group coaching program sold on an evergreen, rolling-enrollment basis. Each participant's six-month Program Term begins on their individual enrollment date. As currently configured, the Mastermind includes:

• A monthly small-group strategy call with the Viralish U founder
• Twice-monthly small-group video feedback calls with the Viralish U head coach and team
• A monthly small-group guest training
• Access to V Club, including previous curriculum, resources, and trainings
• Early-bird or special pricing on other Viralish U products

These descriptions reflect the program as currently offered and are not per-item contractual guarantees. Viralish U reserves the right to modify, substitute, update, or restructure any element of the Mastermind at any time. Provided that Viralish U continues to deliver a group coaching experience consistent with the core purpose of the program, no modification entitles any participant to a refund, reduction in fees, or release from their payment commitment.

The Mastermind is governed by these Viralish U Refund & Payment Policy terms and the separate Viralish Mastermind Terms of Service (effective April 15, 2026). In the event of any conflict, the Mastermind Terms of Service control.

Full-Term Commitment and No Refunds

Enrollment in the Viralish Mastermind is a commitment to the full six-month Program Term and the full Program Fee. All payments are non-refundable to the fullest extent permitted by law. This applies regardless of:

• Attendance or participation level
• Business results achieved or not achieved
• Scheduling conflicts or personal circumstances
• Satisfaction or dissatisfaction with the program experience
• Dissatisfaction with any specific coach, guest, or session
• Substitution of any facilitator, coach, or team member
• Changes Viralish U makes to the program format, platform, curriculum, or bonuses
• The number of installment payments made before any cancellation request

Payment Plans Are Not Subscriptions

A monthly payment option is a payment plan only. It is not a month-to-month membership and does not create any right to cancel the remaining balance. You remain responsible for the entire Program Fee, not merely the installments paid before any cancellation request.

Default, Acceleration, and Late Fees

If any payment is late, declined, reversed, or charged back, you are in default. Upon default:

• The entire remaining balance becomes immediately due and payable without further notice
• A late fee of 1.5% per month applies to any overdue amount
• Viralish U may suspend access, remove you from calls or community spaces, revoke bonuses, or terminate participation

Collection Costs

If Viralish U is required to pursue collection of any amount you owe, you agree to pay all costs of collection, including reasonable attorneys' fees, court costs, arbitration fees, and collection-agency fees, to the fullest extent permitted by law.

4. Digital Product and Immediate Access

All Viralish U products deliver immediate access to digital content upon enrollment. Because access is granted and value is delivered at the moment of enrollment, all sales are final at the moment of purchase.

5. Cancellation

You may cancel your continued access to any Viralish U product at any time by submitting a written cancellation request to support@viralish.com.

Cancellation means:

• Your access will end as determined by Viralish U
• Remaining installments within an active obligation are still owed in full
• No refund will be issued for any amounts already paid
• For Mastermind participants, cancellation of access does not cancel any unpaid balance

Cancellation requests will be acknowledged within 3 business days.

6. Exceptions to This Policy

Exceptions may be considered at the sole discretion of Viralish U only in the following narrow circumstances:

• Documented service failure: Viralish U is unable to deliver core program access for more than 30 consecutive days due to a failure on our end, with no substitute offered
• Billing error: A verifiable technical error resulted in a duplicate charge or incorrect amount
• Program cancelled before it begins: Viralish U may, in its discretion, provide a refund, credit, or transfer

Requests must be submitted to support@viralish.com within 10 days with documentation. Viralish U reserves the right to offer a credit or alternative resolution rather than a monetary refund.

The following are explicitly NOT grounds for a refund:

• Dissatisfaction with results or return on investment
• Failure to attend calls or engage with the community
• Personal circumstances, health, or life changes
• Disagreement with coaching feedback or style
• Changes to program name, format, platform, or curriculum
• Substitution of any coach, facilitator, or team member
• Technical issues on the member's end
• Force majeure events
• Failure to read these terms before purchase
• Purchasing the wrong program or tier

7. Chargebacks and Payment Disputes

You agree not to initiate a chargeback except in the case of actual unauthorized use of your payment method. If you submit a chargeback in breach of this policy:

• Your access will be immediately suspended pending resolution
• Viralish U will submit enrollment records to the payment processor
• Viralish U may pursue recovery of disputed amounts, fees, and attorneys' fees
• Improper chargebacks may result in permanent removal from all Viralish U programs

8. No Guarantee of Results

Viralish U does not guarantee any specific outcome, including revenue, audience growth, views, engagement, or business success. Any case studies, testimonials, or member wins shared in marketing are illustrative only and are not promises.

9. Dispute Resolution

Informal Resolution First

The parties agree to attempt to resolve any dispute informally for at least 30 days before initiating formal proceedings.

Binding Individual Arbitration

Unresolved disputes will be handled through binding individual arbitration seated in Davidson County, Tennessee. Either party may bring qualifying claims in small-claims court or seek injunctive relief relating to intellectual property or nonpayment.

Class-Action Waiver

You and Viralish U waive any right to a jury trial and any right to participate in a class action, collective action, or mass arbitration.

Governing Law

Governed by the laws of the State of Tennessee. Any court proceedings shall be brought in Davidson County, Tennessee.

10. Compliance with Tennessee and U.S. Consumer Law

Viralish U operates in compliance with the Tennessee Consumer Protection Act (T.C.A. Section 47-18-101 et seq.) and Tennessee's automatic renewal provisions (T.C.A. Section 47-18-133).

By completing your purchase, you confirm that:

• You are at least 18 years of age
• You have read and understood this policy in full
• You understand that digital products are delivered immediately upon enrollment

11. Contact

Viralish U, LLC

6339 Charlotte Pike, #911

Nashville, Tennessee 37209

Email: support@viralish.com

Response Time: Within 3 business days

Version 2.1 | Viralish U, LLC | Nashville, TN | May 2026

Viralish U, LLC

Terms & Conditions

Version 4.0 (Comprehensive, All Products & Services)

Effective Date: June 23, 2026

Company: Viralish U, LLC, a Tennessee limited liability company

Headquarters: 6339 Charlotte Pike, #911, Nashville, Tennessee 37209

Governing Law: Laws of the State of Tennessee and the United States

These Terms and Conditions (the “Terms”) form a binding legal agreement between you (“you,” “Member,” “Participant,” or “Customer”) and Viralish U, LLC (“Viralish U,” “Company,” “we,” “us,” or “our”). They govern your purchase of, enrollment in, access to, and use of all products and services offered by Viralish U, regardless of category (collectively, the “Services”).

Viralish U offers three categories of Services:

• Auto-Renewing Products, which are sold on a recurring basis and automatically renew at the end of each term for one or more additional terms of equal length, at the renewal fee then in effect, until cancelled.
• Single-Term Products, which are sold for a specific, fixed term and do not automatically renew at the end of that term. The Viralish Mastermind is a Single-Term Product.
• Standalone Products, which are sold on a one-time, non-recurring basis.

These Terms apply to all categories of Services, including but not limited to: membership communities and ongoing group coaching programs; fixed-term mastermind, group coaching, and certification programs (including the Viralish Mastermind); digital courses and training programs; live and recorded coaching calls and replays; digital tools, templates, worksheets, swipe files, prompt libraries, and resources; one-time digital downloads (such as PDFs, e-books, and guides); masterclasses, challenges, and virtual events; in-person events, retreats, and workshops; and any other digital or in-person product, program, or service offered by Viralish U from time to time.

At the time of purchase, the specific Service you are purchasing will be clearly identified as an Auto-Renewing Product, a Single-Term Product, or a Standalone Product, and the applicable term length, fees, renewal cadence (if any), and cancellation procedures will be disclosed on the applicable sales page, checkout page, order confirmation, and (where required by law) in a separate acknowledgment after purchase.

These Terms are a single, complete agreement that includes all refund, payment, cancellation, default, late fee, collection, and chargeback terms applicable to all Viralish U Services in Sections 6, 6A, 7, and 8 below. There is no separate refund or payment policy document, and these Terms are the sole controlling agreement on those matters.

PLEASE READ THESE KEY TERMS CAREFULLY BEFORE COMPLETING YOUR PURCHASE

These Terms include important provisions that affect your legal rights, and the rights and obligations that apply to your purchase depend on the category of Service you are purchasing.

Auto-Renewing Products. If the Service you are purchasing is an Auto-Renewing Product, it will AUTOMATICALLY RENEW for additional terms at the renewal fee then in effect, charged to the payment method on file, UNLESS you cancel before the next Renewal Date using one of the cancellation methods described in these Terms. You will receive a pre-renewal reminder notice before each renewal so you have the opportunity to cancel before any auto-renewal charge is processed. See Section 7.

Single-Term Products (including the Viralish Mastermind). If the Service you are purchasing is a Single-Term Product, you are committing to the entire stated term and the entire stated Program Fee. For the Viralish Mastermind, this is a commitment to the full six-month Program Term. Installment billing, where offered, is a payment convenience only and does not create a right to cancel the remaining balance of your committed term. See Sections 6 and 6A.

Standalone Products. If the Service you are purchasing is a Standalone Product, you receive the product or content at the time of purchase (or within the stated delivery window) on a one-time, non-recurring basis. There is no ongoing term and no auto-renewal. See Section 6.

All sales are final; no refunds. Payments are non-refundable to the fullest extent permitted by law, regardless of attendance, participation, results, or scheduling. See Section 8.

Chargebacks are prohibited except in cases of actual unauthorized use of your payment method. See Section 8.

Binding individual arbitration and class-action waiver. You and Viralish U agree to resolve disputes through binding individual arbitration in Davidson County, Tennessee, and waive any right to a jury trial or class action. See Section 28.

By clicking to accept these Terms, submitting payment, authorizing a payment plan, accessing any Viralish U portal, entering a private community, attending a session, downloading a Standalone Product, or otherwise using the Services, you agree to these Terms. If you do not agree, do not access or use the Services.

1. Definitions

For purposes of these Terms, the following terms have the meanings given below.

• "Service" or "Services" means any product, program, membership, course, community, masterclass, challenge, event, coaching offering, digital tool, digital download, or other offering made available by Viralish U, in any format and through any delivery channel, whether sold on an auto-renewing, single-term, or standalone basis.
• "Auto-Renewing Product" means any Service that, by its terms, automatically renews at the end of an initial term for one or more additional terms of equal length, at the renewal fee then in effect, charged to the payment method on file, unless cancelled. Each Auto-Renewing Product will be clearly identified as such at the point of purchase.
• "Single-Term Product" means any Service sold for a specific, fixed term (for example, a multi-month program, a multi-week course, a multi-day event, or a coaching engagement of defined duration) that expires at the end of the stated term and does not automatically renew. The full Program Fee for a Single-Term Product is owed for the entire stated term. The Viralish Mastermind is a Single-Term Product with a six-month Program Term.
• "Standalone Product" means any Service sold on a one-time, non-recurring basis that is not tied to a defined access term and does not automatically renew. Examples include one-time digital downloads (such as PDFs, e-books, templates, swipe files, and prompt libraries), single masterclasses, single workshop recordings, individual replays, and similar one-time products. Standalone Products are delivered or made accessible at the time of purchase or within a stated delivery window.
• "Viralish Mastermind" or "Program" means the Viralish Mastermind program operated by Viralish U, together with any bonuses, materials, community access, calls, and experiences bundled with it. The Viralish Mastermind is a Single-Term Product.
• "Program Term" means the duration of access or participation in a particular Service. For an Auto-Renewing Product, the initial Program Term is the term stated at the point of purchase, followed by automatic renewal terms of equal length until cancelled. For a Single-Term Product, the Program Term is the fixed term stated at the point of purchase, with no automatic renewal. For the Viralish Mastermind, the Program Term is six (6) months beginning on the Participant’s individual Enrollment Date, unless the applicable sales page, checkout page, or order-confirmation communication states a different term length. Standalone Products do not have a Program Term in the recurring sense.
• "Enrollment Date" means the date Viralish U accepts your purchase, application, or registration for a Service.
• "Renewal Date" means, for an Auto-Renewing Product, the date on which a renewal term begins and the renewal fee is charged to the payment method on file.
• "Program Fee" means the total fee for a Service as stated at the point of purchase, whether paid in a single lump sum or through an approved payment plan. For Auto-Renewing Products, the Program Fee includes the initial-term fee and, separately, each renewal-term fee. For Single-Term Products (including the Viralish Mastermind), the Program Fee is the fee for the entire stated term. For Standalone Products, the Program Fee is the one-time purchase price.
• "Program Materials" means all content made available through or in connection with any Service, including curriculum, videos, recordings, replays, slides, worksheets, templates, frameworks, scripts, prompts, swipe copy, guides, resources, and other written or recorded materials.
• "Member Content" means any content, information, files, posts, comments, messages, questions, screenshots, videos, voice notes, or materials you submit, upload, or share through the Services.
• "Member Confidential Information" means non-public business, financial, strategic, personal, or proprietary information disclosed by another participant, guest, coach, or Viralish U team member in connection with any Service, whether disclosed verbally on a call, in writing in a community space, or in a one-on-one exchange inside the Service environment.
• "Refund and Payment Policy" means the refund, payment, cancellation, default, late fee, collection, and chargeback terms set out in these Terms, including without limitation Sections 6, 6A, 7, and 8. There is no separate refund or payment policy document outside of these Terms.

2. Scope of the Services

Viralish U operates digital education, group coaching, community membership, one-time digital product sales, and related programming designed to help participants improve their social media content, strategy, messaging, visibility, and related business and brand-development skills.

Most Services are sold on an evergreen, rolling-enrollment basis, and each Participant’s Program Term runs from that Participant’s individual Enrollment Date. The Viralish Mastermind is sold on an evergreen basis (year-round, with rolling enrollment) and there is no shared cohort start date. The category of any specific Service (Auto-Renewing Product, Single-Term Product, or Standalone Product), and the specific term length, fees, renewal cadence (if any), cancellation procedures, and any bundled inclusions, will be clearly disclosed at the point of purchase on the applicable sales page, checkout page, and order confirmation.

As currently configured, the Viralish Mastermind includes, by way of example and without limitation, a monthly small-group strategy call with the Viralish U founder; twice-monthly small-group video feedback calls with the Viralish U head coach and team; a monthly small-group guest training; access to the Viralish V Club, including previous curriculum, resources, and trainings; and early-bird or special pricing on other Viralish U products. The specific call cadence, coaching-team composition, guest trainings, bonuses, platforms, and bundled resources are illustrative descriptions of the Program as currently offered, not a per-item contractual guarantee, and are subject to change under Sections 2.1, 2.2, and 2.3.

The specific products currently offered by Viralish U, their categorization, and their inclusions are subject to change. The sales pages, checkout pages, and order confirmations for each Service are the controlling source for the description, term, fees, and category of that Service at the time of your purchase.

The Services are offered by Viralish U, LLC. Individual coaches, team members, moderators, guest experts, contractors, and support staff may help deliver the Services on our behalf, but they are not parties to your agreement with us unless expressly stated otherwise in a written agreement signed or electronically accepted by an authorized Viralish U representative.

2.1 Right to Modify, Substitute, and Rename

Viralish U may, at any time and in its sole discretion, modify, update, replace, substitute, reduce, add to, suspend, or discontinue any aspect of the Services. Without limiting the scope of that right, we may change any of the following:

• the name, branding, positioning, and marketing of any Service
• the category of any new Service offered after the date of these Terms (Auto-Renewing, Single-Term, or Standalone), provided that any change to the category of a Service you have already purchased will not take effect for your current term and is subject to the material-change notice requirements in Section 7.8 if applicable
• the format, length, frequency, sequencing, and scheduling of calls, trainings, workshops, feedback sessions, or live events offered as part of any Auto-Renewing Product or Single-Term Product
• the specific coaches, hosts, team members, moderators, or guest experts who lead or appear on any session
• the curriculum, topics, modules, worksheets, templates, and other Program Materials
• the hosting platform, course platform, community platform, video tool, payment processor, and any other technology or third-party service used to deliver the Services
• the bonuses, ancillary benefits, complimentary access to other Viralish U Services, communities, prior curriculum, and any early-bird or preferred pricing offered in connection with any Service
• the pricing, payment terms, inclusions, and installment structure offered to purchasers of any Service, subject to the material-change notice requirements in Section 7.8 for Auto-Renewing Products

Effect on already-enrolled Participants. Because most Services are sold on a rolling basis, changes to price or inclusions apply to purchases made after the change. If you were already enrolled at the time of a change, you retain the Service you purchased at your Enrollment Date, subject, however, to Viralish U’s ongoing right to substitute equivalents, substitute facilitators, switch platforms, and otherwise deliver the Service as described in Sections 2.1, 2.2, and 2.3. Provided that Viralish U continues to deliver an experience consistent with the core purpose of the Service at your Enrollment Date, no change of the kind described in this Section, individually or collectively, entitles you to a refund, a reduction in the Program Fee, a release from your payment commitment, or any other remedy.

2.2 Sales Materials Are Illustrative

Sales pages, application materials, emails, social-media posts, checkout pages, order confirmations, and similar materials describe each Service as it is configured at the time of enrollment. The number, frequency, length, or format of calls; the specific individuals expected to lead or appear; the bonuses, community access, or complimentary materials bundled with the Service; the hosting platforms or tools used; and the specific name of the Service are illustrative descriptions of the Service as currently offered, and are not a per-item contractual guarantee that each specific item will remain unchanged throughout your Program Term.

2.3 Substitution of Facilitators

You acknowledge that illness, scheduling conflicts, travel, family matters, business changes, or other reasonable circumstances may require substitution of a qualified designee for any coach, host, or team member referenced in sales materials, including for any single session, a series of sessions, or the balance of your Program Term. Substitution of facilitators is not a material change to any Service and does not entitle you to a refund, credit, or other remedy.

3. Eligibility

You may use the Services only if you are at least eighteen (18) years old and have legal capacity to enter into a binding contract. If you are purchasing on behalf of a business entity, references to “you” in these Terms include both you individually and that entity, which are jointly and severally responsible under these Terms. Authority to accept on behalf of an entity is addressed in Section 4.5.

4. Enrollment and Acceptance

Enrollment is not guaranteed until your application, registration, or purchase is accepted by Viralish U. We reserve the right, in our sole discretion and to the extent permitted by law, to accept, reject, postpone, or revoke enrollment for any lawful reason, including capacity limitations, program fit, conduct concerns, payment issues, or suspected misuse of the Services.

4.1 How You Accept These Terms

These Terms are posted on the Viralish U website and linked from the checkout page, application page, order confirmation, member portal, and any other purchase flow for any Service. You accept these Terms, and a binding agreement is formed between you and Viralish U, when any one of the following occurs, whichever is earliest:

• you click, check, or otherwise affirmatively indicate agreement to these Terms on a Viralish U purchase page, application page, or checkout flow
• you submit payment or authorize a payment plan in connection with any Service
• you receive an enrollment or order confirmation from Viralish U after any of the foregoing
• you access any Viralish U portal, community, or materials
• you download or otherwise receive delivery of a Standalone Product
• you attend a session, call, event, or other Service activity

The version of these Terms displayed on the Viralish U website at the time you accept is the version that governs your enrollment.

4.2 Separate Consent to Auto-Renewal

If you are enrolling in an Auto-Renewing Product, you must separately and affirmatively consent to the auto-renewal feature at checkout. This is a separate act from your general acceptance of these Terms. Auto-renewal will not be activated, and no auto-renewal charges will be processed, unless you have provided this separate affirmative consent. See Section 7.3 for the full auto-renewal consent and disclosure terms.

4.3 Electronic Acceptance Is Binding

You agree that electronic acceptance, including clicking an “I agree” button, checking a box, typing your name, or proceeding through a checkout flow that displays or links to these Terms, has the same legal effect as a handwritten signature under the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable state law, and that these Terms may be formed, delivered, and retained in electronic form.

4.4 Record of Acceptance

Viralish U maintains records of your acceptance of these Terms, your separate consent to any auto-renewal feature, and the Refund and Payment Policy, which may include the date and time of acceptance, the IP address from which acceptance was submitted, the version of the Terms in effect at that time, your account or order identifier, the URL of the acceptance page, and any related transaction data. These records are retained for at least three (3) years or one (1) year after termination of your enrollment, whichever is longer, as required by California Business and Professions Code Section 17602(a)(2). You agree that these records constitute reliable and admissible evidence of your agreement in any chargeback dispute, arbitration, collection proceeding, or other legal or quasi-legal proceeding, and you waive any objection to the admissibility of those records on the ground that they are electronic.

4.5 Authority to Accept

The individual clicking to accept these Terms represents and warrants that they are at least eighteen (18) years old, have legal capacity to enter into a binding contract, and, if accepting on behalf of a business entity, have authority to bind that entity. Acceptance on behalf of a business entity binds both the individual and the entity, jointly and severally.

5. Fees

5.1 Program Fee

The Program Fee for each Service will be presented at the time of purchase on the applicable sales page, application approval, invoice, order form, or checkout page. Unless otherwise stated in writing by Viralish U, all fees are quoted and payable in U.S. dollars. You are responsible for any applicable taxes, duties, bank charges, processor fees, or currency conversion fees, unless otherwise required by law.

5.2 Fee Structure by Service Category

The fee structure and billing cadence that apply to your purchase depend on the category of the Service you are purchasing. The specific Program Fee, term length, payment cadence, and (for Auto-Renewing Products) renewal fee and renewal cadence for any Service will be clearly disclosed at the point of purchase.

(a) Auto-Renewing Products. Each Auto-Renewing Product is sold with an initial term and a renewal term of equal length, both of which are stated at the point of purchase. Unless you cancel before the next Renewal Date, your Auto-Renewing Product will automatically renew at the end of each term for an additional term of equal length, and the renewal fee then in effect will be charged to the payment method you have on file. You will receive a pre-renewal reminder notice before each Renewal Date, as described in Section 7.5. Cancellation prevents future renewals but does not refund any portion of the current term that has been paid for.

(b) Single-Term Products (including the Viralish Mastermind). Each Single-Term Product is sold for a specific, fixed term, and the full Program Fee is owed for the entire stated term. For the Viralish Mastermind, the Program Fee covers the full six-month Program Term. Where offered, you may pay the Program Fee in a single lump sum or through an approved installment plan. Installment billing is a payment convenience only; it is not a month-to-month subscription and does not create a right to cancel the remaining balance of your committed term. Single-Term Products do not automatically renew.

(c) Standalone Products. Standalone Products are sold on a one-time, non-recurring basis. The full purchase price is charged at the time of purchase, and the product is delivered or made accessible to you at the time of purchase or within the stated delivery window. Standalone Products do not have a recurring term and do not automatically renew. Access to digital downloads is governed by the license terms in Section 10 and is subject to the platform-availability terms in Section 20.

Billing descriptor. Charges from any Viralish U Service will appear on your credit card or bank statement as “VIRALISH LLC” or a substantially similar descriptor identifying Viralish U. If you do not recognize a charge from Viralish U on your statement, please contact us at support@viralish.com before initiating a dispute with your card issuer, and Viralish U will work with you in good faith to identify and resolve the charge.

6. Payment Plans and Term Commitment

6.1 Payment Plans Are Not Month-to-Month Subscriptions

Some Single-Term Products and Auto-Renewing Products may be purchased through an approved monthly payment plan. Any monthly payment option is a payment plan only. It is not a month-to-month membership, not a pay-as-you-go arrangement, and not a right to cancel the remaining balance because installment billing is used. If you are approved for a payment plan for a Single-Term Product (including the Viralish Mastermind), you remain responsible for the entire Program Fee for that committed term. If you are approved for a payment plan for the initial term or any renewal term of an Auto-Renewing Product, you remain responsible for the entire Program Fee for the current term, even if you cancel future renewals.

6.2 Term Commitment by Service Category

• Auto-Renewing Products. Each term (initial or renewal) is a fixed commitment for the duration stated at the point of purchase. You may cancel before the next Renewal Date to prevent the upcoming renewal, but you remain responsible for the full Program Fee for the current term.
• Single-Term Products (including the Viralish Mastermind). Each enrollment is a fixed commitment for the full stated term. The Viralish Mastermind is a commitment to the full six-month Program Term and the full Program Fee once enrolled. Single-Term Products do not automatically renew.
• Standalone Products. Standalone Products are non-recurring and have no ongoing term commitment beyond the one-time purchase. Once delivered, the parties’ obligations are limited to the license, IP, refund, and dispute terms in these Terms.

Your attendance level, participation level, business results, personal circumstances, scheduling changes, or level of use do not reduce your committed Program Fee unless Viralish U expressly agrees otherwise in writing from an authorized Viralish U representative.

Pay-over-time payment plans are not cancellable. Where you have purchased a Service through any pay-over-time, installment, split-payment, or similar financing arrangement, you receive full and immediate access to the Service or product at the time of purchase, and your payment plan is a financing arrangement for the full Program Fee. Cancellation of your access to the Service does not cancel or reduce your obligation to pay any remaining scheduled installments, and you remain personally liable for all installment payments through the end of the plan. This applies regardless of whether you continue to use, access, attend, or benefit from the Service, and regardless of any personal circumstances, scheduling conflicts, or change of mind.

6.3 Default, Acceleration, and Late Fees

If any payment is late, declined, reversed, charged back, or otherwise not successfully received when due, you are in default. Upon default, and in addition to any other right or remedy we may have:

• the entire remaining balance of the Program Fee for the current term becomes immediately due and payable without further notice
• we may assess a late fee of 1.5% per month on any overdue amount (or the maximum rate permitted by applicable law, whichever is lower)
• we may suspend your access to some or all Services, remove you from calls or community spaces, revoke bonuses, withhold materials, or terminate participation until your account is brought current

You agree to keep your payment information accurate and current and to promptly update any expired, closed, or changed payment method.

6.4 Collection Costs

If we are required to pursue collection of any amount you owe under these Terms or the Refund and Payment Policy, you agree to pay all costs of collection, including reasonable attorneys’ fees, court costs, arbitration fees, and collection-agency fees, to the fullest extent permitted by law.

6.5 Maximum Access Duration and Definition of “Lifetime” Access

Notwithstanding any marketing language, sales-page description, bonus offer, or informal communication suggesting otherwise, the maximum guaranteed period of access to any Viralish U Service is one (1) year from the Enrollment Date or delivery date, whichever applies to the Service, unless a shorter term is expressly stated at the point of purchase. Maximum access to anything related to a Viralish U product or Service is solely at the discretion of Viralish U and is capped at one (1) year from the date of purchase, regardless of how access was described or marketed at the time of sale.

Any reference in Viralish U marketing, sales pages, bonuses, verbal statements by any coach or representative, or other communications to “lifetime access,” “lifetime,” “permanent access,” “forever,” or any similar phrase is expressly defined to mean the shorter of: (a) one (1) year from the date of purchase, or (b) the period during which Viralish U continues to offer the applicable Service and remains in business.

Such access automatically terminates, without refund or further obligation to you, upon any of the following: (i) Viralish U ceases operations, closes, dissolves, or otherwise disbands as a company; (ii) Viralish U discontinues, retires, sunsets, or otherwise ends the applicable Service or product line; (iii) Viralish U migrates the Service to a different platform, format, or delivery method that is no longer compatible with the original purchase; or (iv) circumstances outside of Viralish U’s reasonable control make continued provision of the Service impractical or commercially unreasonable. Viralish U will use commercially reasonable efforts to provide advance notice of any such termination but is not obligated to provide any specific notice period.

Access Limited to Program Term. Access to any Viralish U course or program materials is limited to the stated term of that program. Upon expiration of the program term, access to all associated materials, portals, replays, and resources will terminate automatically. By way of example and not limitation, access to the “6X Your Reach in 6 Weeks” program and all associated materials, replays, recordings, homework, and resources is limited to a period of six (6) weeks from the date access is granted. This limited-access policy applies to all Viralish U courses and programs regardless of their name, format, or how access was described in any marketing or sales material. Viralish U is the sole and exclusive decision maker regarding any access extended beyond the advertised or stated program term. Any such extended access is granted entirely at Viralish U’s discretion, is not guaranteed, is not a term of your purchase, and may vary from participant to participant, program to program, and enrollment to enrollment. No promise, representation, or course of dealing regarding extended access creates any enforceable right to continued access beyond the stated program term.

Challenge Access: Seven (7) Day Limit. Notwithstanding any other provision of these Terms, access to any Viralish U challenge, regardless of what that challenge is named or how it is marketed, including the challenge hub, all replays, recordings, and any materials associated with that challenge, is granted for a period of seven (7) days only, beginning on the date the challenge commences or the date you are granted access to the challenge hub, whichever is earlier. This seven (7) day access limit applies uniformly to all Viralish U challenges and is not affected by the challenge name, price, promotional description, or any verbal or written representation made outside of these Terms. After the seven (7) day access period expires, your access to the challenge hub and all associated replays and materials will terminate automatically, without notice and without refund, regardless of whether you accessed or used any of the challenge content during that period. You are solely responsible for watching any replays and completing all challenge homework and practical exercises prior to the expiration of the seven (7) day access window.

6A. Viralish Mastermind: Additional Payment and Commitment Terms

This Section supplements Sections 5 and 6 and applies specifically to participants enrolled in the Viralish Mastermind. In the event of any conflict between this Section and the general provisions of Sections 5 and 6, this Section controls as to the Viralish Mastermind.

Key financial terms: please read before enrolling in the Viralish Mastermind:

• You are committing to the full Program Fee. Enrollment in the Viralish Mastermind is a commitment to pay the entire Program Fee for your full six-month term, as stated on the applicable sales page or checkout page.
• All sales are final; no refunds. Payments are non-refundable to the fullest extent permitted by law, regardless of attendance, participation, results, scheduling conflicts, personal circumstances, or any decision to stop using the Services.
• Payment plans are not cancellable. A monthly payment option is a financing convenience only. It is not a subscription, not a month-to-month membership, and not a right to cancel the remaining balance. Choosing to pay in installments does not reduce the total amount you owe.
• Default accelerates the balance. If any payment is late, declined, reversed, or charged back, the entire remaining Program Fee becomes immediately due, plus a late fee of 1.5% per month (or the maximum rate permitted by law) and all costs of collection.
• Chargebacks are prohibited except in cases of actual unauthorized use of your payment method. Improper chargebacks may be recovered along with fees, collection costs, and reasonable attorneys’ fees.

The Viralish Mastermind may be purchased either by a one-time lump-sum payment or, if specifically approved by Viralish U, through a monthly payment plan. Any monthly payment option is a payment plan only. It is not a month-to-month membership, not a pay-as-you-go arrangement, and not a right to cancel the remaining balance because installment billing is used.

7. Auto-Renewal of Auto-Renewing Products

IMPORTANT: AUTO-RENEWAL DISCLOSURE

This Section is required by federal and state law and is among the most important sections of these Terms. If the Service you are purchasing is identified at the point of purchase as an Auto-Renewing Product, you are signing up for an automatically renewing Service. Please read this Section carefully before completing your purchase.

This Section is provided to comply with the Restore Online Shoppers’ Confidence Act (15 U.S.C. Section 8401 et seq.), the Tennessee automatic renewal statute (Tenn. Code Ann. Section 47-18-133), the California Automatic Renewal Law (Cal. Bus. & Prof. Code Section 17600 et seq.), and other applicable state automatic-renewal laws.

Note: The Viralish Mastermind is a Single-Term Product, not an Auto-Renewing Product, and this Section does not apply to Viralish Mastermind enrollments.

7.1 Identification of Auto-Renewing Products

Auto-Renewing Products are clearly identified as such on the applicable sales page and at checkout, and the specific term length, renewal cadence, and renewal fee for each Auto-Renewing Product are disclosed at the point of purchase. Single-Term Products (including the Viralish Mastermind) and Standalone Products are not Auto-Renewing Products and will not automatically renew, unless a particular Service is expressly identified as auto-renewing at the point of purchase.

7.2 How Auto-Renewal Works

By enrolling in an Auto-Renewing Product and providing your separate affirmative consent to auto-renewal under Section 7.3, you authorize Viralish U to automatically charge your designated payment method on file for additional renewal terms, at the renewal fee then in effect, until you cancel. Specifically:

• Initial term. The initial term begins on your Enrollment Date and runs for the length stated at the point of purchase.
• Renewal terms. Each renewal term is for the same length as the initial term and begins the day after the previous term ends.
• Renewal fee. The renewal fee for any Auto-Renewing Product is the fee then in effect on the applicable Renewal Date, as disclosed at the point of purchase and updated by prior notice as required by Section 7.8.
• Payment method. Your designated payment method on file as of the Renewal Date will be charged for the renewal fee, unless you have cancelled before that Renewal Date.
• Cancellation right. You have the right to cancel at any time before the next Renewal Date through the cancellation methods described in Section 7.6, subject to the advance-notice requirement in Section 7.7. Cancellation received before the Renewal Date prevents the upcoming renewal charge.
• Pre-renewal reminder. Before each Renewal Date, Viralish U will send you a pre-renewal reminder notice as described in Section 7.5.
• No refund of current term. Cancellation prevents future renewals but does not refund any portion of the current term that has been paid for.
• Continuation until cancelled. Your Auto-Renewing Product will continue to renew at the end of each term until you cancel.

7.3 Affirmative Consent at Checkout

At the time of enrollment in an Auto-Renewing Product, you must affirmatively consent to the auto-renewal feature by checking a separate consent box (separate from your general acceptance of these Terms). This consent is a separate, affirmative act and is required by federal and state law. If you have not provided this separate affirmative consent, no auto-renewal charges will be processed against your payment method, and your access to the Auto-Renewing Product will end at the conclusion of your initial term. Viralish U will retain a record of your affirmative consent, including the date and time, IP address, version of these Terms in effect, and your account identifier, for at least three (3) years or one (1) year after termination of the applicable Service, whichever is longer.

7.4 Acknowledgment Email

Within a reasonable period after you complete your enrollment in any Auto-Renewing Product, Viralish U will send you an acknowledgment email containing, in retainable form: the auto-renewal terms set out in this Section; the cancellation policy; step-by-step instructions on how to cancel before any renewal; and a direct link to the cancellation tool in your member portal (where available). You should retain this acknowledgment email for your records.

7.5 Pre-Renewal Notice

Before each automatic renewal of an Auto-Renewing Product, Viralish U will send you a pre-renewal reminder email at least fifteen (15) days, and not more than forty-five (45) days, before the Renewal Date. The notice will include, in retainable form: the upcoming Renewal Date; the exact amount that will be charged; the payment method that will be charged; and clear and conspicuous instructions on how to cancel before the Renewal Date. This pre-renewal notice is provided in compliance with Tennessee Code Annotated Section 47-18-133, as amended effective July 1, 2024, and is consistent with the pre-renewal notice requirements of California Business and Professions Code Section 17602(b) and other applicable state laws.

7.6 How to Cancel

You may cancel any Auto-Renewing Product at any time before the next Renewal Date by either of the following methods:

• Self-service cancellation tool (recommended). Where available, use the cancellation function in your member portal. This complies with the “click to cancel” requirements of California Business and Professions Code Section 17602(c) and the Restore Online Shoppers’ Confidence Act.
• Email. Send an email to support@viralish.com with the subject line “Cancel” followed by the name of the Service (for example, “Cancel [Service Name]”) and your account email address.

Cancellation is effective immediately for purposes of stopping future renewals. Your access to the Auto-Renewing Product will continue through the end of the current term that has already been paid for. Cancellation requests received on or after a Renewal Date will not reverse the renewal charge for the new term but will prevent the next renewal at the end of that term.

7.7 Fifteen (15) Day Cancellation Notice Requirement

To ensure that your cancellation prevents the next scheduled auto-renewal charge or monthly subscription charge from processing, Viralish U must receive your cancellation request at least fifteen (15) days before the next scheduled Renewal Date or payment date. Cancellation requests received fewer than fifteen (15) days before the next scheduled charge are still processed immediately and will stop all subsequent charges, but the upcoming scheduled charge may still process as planned.

This fifteen (15) day advance-notice requirement applies only to Services where cancellation is permitted under these Terms, which includes Auto-Renewing Products and any monthly subscription Service that expressly permits cancellation at the point of purchase. Pay-over-time and installment payment-plan arrangements are not cancellable and are governed by Section 6.2.

7.8 Material Changes

If Viralish U changes the renewal fee, the renewal cadence, or any other material term of an auto-renewal, we will notify you in writing in retainable form (typically email) at least thirty (30) days before the change takes effect, with information regarding how to cancel if you do not agree to the change. This notice complies with Tennessee Code Annotated Section 47-18-133(d) and California Business and Professions Code Section 17602(d).

7.9 Free Trials and Promotional Terms

If any Auto-Renewing Product is offered with a free trial, promotional discount, gift, or other introductory offer, the conditions of conversion to a paid term, including the date by which you must cancel to avoid being charged and the amount you will be charged if you do not cancel, will be clearly and conspicuously disclosed at the point of purchase and in the acknowledgment email.

8. Refunds, Cancellations, and Chargebacks

This Section sets out the complete refund, cancellation, and chargeback terms applicable to all Viralish U Services across all categories, including Auto-Renewing Products, Single-Term Products (including the Viralish Mastermind), and Standalone Products. These provisions are part of these Terms, and there is no separate refund or payment policy document outside of these Terms.

8.1 No Refunds (General Rule)

Unless Viralish U expressly states otherwise in a separate written communication from an authorized Viralish U representative, sales are final and all payments are non-refundable to the fullest extent permitted by law. Because the Services involve immediate access to digital materials, reserved coaching capacity, live coaching access, community participation, confidential proprietary content, and (for Standalone Products) immediate delivery of digital files, you understand and agree that Viralish U is not required to provide refunds for change of mind, scheduling conflicts, failure to attend, failure to participate, dissatisfaction with your subjective experience, or lack of results.

Without limiting the foregoing, the following are NOT grounds for a refund of any payment made to Viralish U: (a) dissatisfaction with results, return on investment, or business outcomes; (b) failure to attend live calls or engage with any community, coach, or resource; (c) personal circumstances, health changes, life changes, or scheduling conflicts; (d) disagreement with coaching feedback, coaching style, or the perspectives of any coach, guest, or facilitator; (e) changes to a Service’s name, format, platform, curriculum, bonuses, or scheduling that do not eliminate the core purpose of the Service; (f) substitution of any coach, facilitator, guest, or team member; (g) technical issues on your end, including problems with your internet connection, devices, browser, or third-party software; (h) force majeure events or other circumstances outside of Viralish U’s reasonable control; (i) failure to read these Terms before completing your purchase; or (j) purchasing the wrong Service, tier, or program. Viralish U has no obligation to issue a refund in any of these circumstances, and the existence of any of these circumstances is not a valid basis for initiating a chargeback or payment dispute.

8.2 Cancellation of Auto-Renewing Products

Cancellation of an Auto-Renewing Product prevents future renewals but does not refund any portion of the current term that has been paid for, and does not cancel any unpaid balance owed for the current term. See Section 7.6 for cancellation methods and Section 7.7 for the fifteen (15) day advance-notice requirement.

8.3 Cancellation of Single-Term Products (Including the Viralish Mastermind)

You may cancel your continued access to any Single-Term Product at any time by submitting a written cancellation request to support@viralish.com. Cancellation of access does not cancel any unpaid balance owed for your committed Program Term, and no refund will be issued for amounts already paid. Remaining installments within an active commitment are still owed in full. For the Viralish Mastermind specifically, cancellation of your future access or participation does not cancel any unpaid balance owed for the six-month Program Term commitment.

8.4 Standalone Products

Standalone Products are delivered at the time of purchase or within the stated delivery window. Because Standalone Products are non-recurring and access to the digital content is granted immediately upon delivery, all sales of Standalone Products are final to the fullest extent permitted by law, except as expressly provided in the Refund and Payment Policy.

8.5 Narrow Refund Exceptions

The Refund and Payment Policy provides narrow exceptions, considered solely at Viralish U’s discretion, for documented service failure, verifiable billing errors, and Services that are cancelled by Viralish U before they begin or are delivered. Where Viralish U cancels a Program before it begins and does not offer a reasonable substitute, Viralish U may, in its discretion, provide a refund, credit, or transfer. Requests under those exceptions must be submitted to support@viralish.com within ten (10) days with documentation.

8.6 Chargebacks

You agree not to initiate a chargeback or payment dispute against Viralish U except in the case of actual unauthorized use of your payment method. Before initiating any chargeback or payment dispute, you agree to first contact Viralish U in writing at support@viralish.com and to provide Viralish U with at least thirty (30) days from the date of your written notice to attempt to resolve the matter in good faith. Initiating a chargeback or payment dispute without first providing this written notice and good-faith opportunity to resolve constitutes a material breach of these Terms. If you submit a chargeback or payment dispute in breach of these Terms or the Refund and Payment Policy:

• your access will be immediately suspended pending resolution
• Viralish U will submit enrollment records, consent records, and disclosure records to the payment processor
• Viralish U may pursue recovery of the disputed amounts along with all chargeback-related fees and costs to the fullest extent permitted by law, including but not limited to: (i) the full disputed transaction amount, (ii) all chargeback fees, representment fees, and processor penalties assessed against Viralish U by its payment processor, card network, or acquiring bank, (iii) an administrative fee of fifty dollars ($50) per chargeback to cover Viralish U’s internal costs of investigating and responding to the dispute, (iv) all merchant-account fees, banking fees, and processing costs incurred as a result of the chargeback, (v) all collection-agency fees and costs, (vi) reasonable attorneys’ fees, court costs, arbitration fees, and expert witness fees, and (vii) interest on any unpaid amounts at the rate of one and one-half percent (1.5%) per month or the maximum rate permitted by applicable law, whichever is lower, accruing from the date of the chargeback until paid in full
• improper chargebacks may result in permanent removal from all Viralish U Services

9. Account Access and Security

You may be required to create an account, login, profile, or community credential to use certain Services. You are responsible for maintaining the confidentiality of your credentials and for all activities that occur under your account.

You may not share your password, transfer your account, allow unauthorized third parties to use your access, or attempt to bypass any security or access-control feature. If we believe that your account is being shared or misused, we may suspend or terminate access without refund.

10. Limited License and Permitted Use

Subject to your continued compliance with these Terms and payment of any applicable Program Fee in full, Viralish U grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services and Program Materials solely for your own personal business-development and educational use. For Standalone Products consisting of digital downloads, this license includes the right to download and retain a personal copy of the file for your own non-commercial business-development and educational use, subject to the restrictions below.

Except for this limited license, no ownership rights are transferred to you. You may not copy, reproduce, republish, upload, post, transmit, distribute, modify, create derivative works from, sell, license, rent, share, scrape, data-mine, frame, mirror, publicly display, publicly perform, or commercially exploit any portion of the Services or Program Materials without our prior written consent.

Specifically prohibited uses. Without limiting the foregoing, you may not: (a) record calls that we have not marked as recordable; (b) download or redistribute videos, replays, or session recordings outside the Services; (c) share worksheets, templates, swipe files, prompt libraries, or downloadable Standalone Products outside the Services or beyond your own use; (d) repost member-only or purchaser-only materials; (e) use Program Materials or session transcripts to train, fine-tune, evaluate, ground, or retrieve within any artificial-intelligence or machine-learning model; or (f) use Program Materials to create a competing product, course, program, mastermind, membership, community, or standalone digital product.

11. Intellectual Property

All Program Materials, including curriculum, videos, recordings, replays, worksheets, frameworks, templates, written materials, graphics, branding, slogans, designs, community materials, event materials, and downloadable Standalone Products made available through the Services, are owned by or licensed to Viralish U and are protected by copyright, trademark, trade-secret, and other intellectual-property laws.

The Viralish U name and all Viralish U product names (including “Viralish Mastermind”), logos, marks, trade dress, and brand features may not be used without our prior written permission. Any unauthorized use of our intellectual property constitutes a material breach of these Terms and may result in immediate termination of access without refund, in addition to any other remedies available at law or in equity, including injunctive relief.

12. Member Content

You are solely responsible for any Member Content you submit through the Services. You represent and warrant that you own or have all necessary rights to your Member Content and that your Member Content does not violate any law, contract, or third-party right.

You retain ownership of your Member Content. By submitting Member Content within the Services, you grant Viralish U a non-exclusive, worldwide, royalty-free, sublicensable license to host, store, reproduce, display, format, moderate, and distribute that Member Content solely for the purpose of operating, administering, improving, securing, and providing the Services.

We are not obligated to monitor all Member Content, but we reserve the right to do so, to remove or restrict Member Content at our discretion, and to cooperate with legal process when appropriate.

13. Copyright Infringement and DMCA Notice

Viralish U respects the intellectual property rights of others and expects all members of the Services to do the same. All Viralish U community spaces are private, access-restricted environments available solely to paid members who have accepted these Terms. Access to these communities is not available to the general public. Notwithstanding the private nature of these communities, Viralish U will respond to notices of alleged copyright infringement that comply with applicable law and are properly submitted to our designated copyright agent.

Reporting Infringement. If you believe that content posted by another member in a Viralish U community or Service environment infringes your copyright, please send a written notice to our designated agent that includes: (a) a physical or electronic signature of the copyright owner or a person authorized to act on their behalf; (b) identification of the copyrighted work claimed to have been infringed; (c) identification of the material claimed to be infringing and information reasonably sufficient to allow us to locate it; (d) your contact information, including your name, address, telephone number, and email address; (e) a statement that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (f) a statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.

Designated Agent. DMCA notices must be sent in writing to: Viralish U, LLC, 6339 Charlotte Pike, #911, Nashville, Tennessee 37209, Attn: Copyright Agent, or by email to support@viralish.com with the subject line "DMCA Notice." Viralish U’s designated DMCA agent is registered with the U.S. Copyright Office as required by 17 U.S.C. Section 512(c)(2).

Repeat Infringers. Viralish U reserves the right to terminate, without refund, the account of any member who is determined to be a repeat infringer of third-party copyright or other intellectual property rights.

Counter-Notice. If you believe that content you posted was removed or disabled as a result of a mistake or misidentification, you may submit a written counter-notice to our designated agent. Viralish U will process counter-notices in accordance with 17 U.S.C. Section 512(g).

14. Peer Confidentiality

Many of our Services, including the Viralish Mastermind, are peer-learning environments in which participants, guests, coaches, and team members may share non-public business, financial, strategic, personal, or proprietary information. Peer confidentiality is essential to the value of these Services.

Your confidentiality obligation. You agree to treat Member Confidential Information as strictly confidential. You will not disclose, copy, exploit, reverse-engineer, publish, post outside the Service, forward to non-members, or use for any purpose other than your own participation in the Service, any Member Confidential Information obtained through the Services, except with the disclosing party’s explicit written permission.

This obligation survives termination of your enrollment and continues for as long as the information remains non-public. Information is not Member Confidential Information if it: (a) was known to you free of any confidentiality obligation before disclosure; (b) becomes publicly available through no breach by you; (c) is rightfully received by you from a third party free of any confidentiality obligation; or (d) is required to be disclosed by law, regulation, or valid legal process, provided you give us and, where practical, the disclosing party prompt written notice so that a protective remedy may be sought.

Viralish U cannot guarantee that all participants will honor confidentiality, but we may take moderation, suspension, termination, or other enforcement action where appropriate, and the disclosing party may have rights against any participant who breaches this Section.

15. Call-Recording Policy

Viralish U may record live calls, workshops, intensives, Q&A sessions, masterclasses, challenges, and similar sessions, and may make replays available through a member portal or the Program portal. By participating, you consent to being recorded during any Service session.

You may not record any Service session, call, workshop, office hour, or coaching exchange, in whole or in part, by any means (including screen recording, phone recording, or third-party bots), and you may not transcribe, summarize for public distribution, or redistribute any Service session or recording outside the Services, unless we give you prior written permission.

16. Community Participation Standards

You may be permitted to participate in private online communities, chat spaces, calls, discussion threads, live events, or other member environments. These spaces are intended to support respectful professional growth and collaboration.

You agree that you will not engage in harassment, bullying, hate speech, discriminatory behavior, threats, intimidation, doxxing, spam, unauthorized solicitation, unlawful conduct, defamation, disruption of calls, repeated self-promotion, sharing of misleading claims, or any other behavior that Viralish U determines in its sole discretion to be harmful, offensive, abusive, unsafe, or inconsistent with the culture and standards of the community. You also agree not to post content that infringes another person’s rights, violates confidentiality obligations, contains malware or harmful code, or is otherwise unlawful or inappropriate.

Viralish U reserves the absolute right to moderate, edit, restrict, hide, remove, archive, or refuse any post, comment, file, message, or participant from any community or Service environment at any time, with or without notice. Viralish U has final decision-making authority regarding community moderation. Removal for cause does not entitle you to a refund.

17. Testimonials, Likeness, and Marketing Permissions

Viralish U values member success stories and may wish to share testimonials, feedback, social proof, screenshots, wins, or other statements regarding the participant experience. Viralish U will use your testimonial, name, likeness, brand name, business name, quotes, screenshots, photos, videos, or results statements only with your permission, which may be given in writing, by email, by recorded video, by a checked box, or by another reasonably documented channel.

When you provide that permission, you grant Viralish U a non-exclusive, worldwide, royalty-free license to use, reproduce, publish, display, adapt for formatting, and distribute the approved materials for marketing, promotional, educational, and business-development purposes. You represent that any testimonial or success statement you provide will be truthful and based on your actual experience. Viralish U is not required to use any testimonial and may stop using any approved testimonial at any time.

At in-person events and on live calls, general photography, video, and background capture may occur for operational, archival, security, educational, or promotional purposes without individualized permission, but Viralish U will not use any specific individual’s testimonial, quoted win, or identifiable promotional endorsement without permission as described above.

18. Educational Purpose; No Professional Advice

The Services are provided for educational and informational purposes only. Viralish U does not provide legal, tax, accounting, investment, clinical, medical, mental-health, or other licensed professional advice through the Services unless expressly stated otherwise in writing by a properly licensed provider.

Any examples, strategies, suggestions, templates, commentary, or feedback provided through the Services are general in nature and are not a substitute for advice tailored to your specific facts, business, industry, audience, finances, contracts, compliance obligations, or personal circumstances. You are solely responsible for obtaining any professional advice you deem appropriate.

19. No Guarantee of Results

You understand and agree that Viralish U does not promise or guarantee any specific outcome. This includes, without limitation, any guarantee of revenue, profit, sales, client acquisition, audience growth, followers, views, reach, engagement, conversions, brand recognition, partnerships, media attention, viral content, or business success.

Social-media and business outcomes depend on many factors beyond our control, including your niche, skill, consistency, offer quality, audience behavior, platform changes, advertising decisions, market conditions, business systems, execution, timing, and independent judgment. Any case studies, examples, testimonials, or member wins are illustrative only and are not guarantees of what you will achieve. Your individual results will vary based on your effort, niche, audience, market conditions, content quality, consistency, and many other factors outside of Viralish U’s control. Viralish U makes no representation, warranty, or guarantee, express or implied, that you will earn any specific amount of money, generate any specific amount of revenue or sales, gain any specific number of followers, subscribers, views, leads, clients, or audience members, achieve any specific level of engagement, reach, or virality, or experience any specific business, professional, or financial outcome as a result of purchasing or participating in any Viralish U Service. You are solely and exclusively responsible for your own results, business decisions, content, marketing, sales, and compliance, and you assume the full risk associated with applying any information, strategy, or guidance obtained through the Services.

20. Technology, Third-Party Platforms, and Availability

The Services may rely on third-party platforms or tools, including payment processors, video-conferencing tools, hosting tools, course platforms, community tools, digital-download delivery tools, social-media platforms, calendar tools, and email providers. Viralish U is not responsible for outages, platform removals, service interruptions, policy changes, account suspensions, algorithm changes, or third-party system failures outside our reasonable control.

We do not guarantee uninterrupted availability of the Services and may perform maintenance, upgrades, migrations, or platform changes from time to time. For Standalone Products, please note that continued long-term availability through a third-party delivery platform is not guaranteed.

Third-Party Links. The Services and our website may contain links to third-party websites, platforms, tools, or resources that are not owned or controlled by Viralish U. These links are provided for your convenience only. Viralish U has no control over, and assumes no responsibility for, the content, privacy practices, terms of service, or availability of any third-party website or resource. The inclusion of any link does not imply endorsement, sponsorship, or affiliation by Viralish U. You access any third-party website or resource entirely at your own risk and subject to that third party’s own terms and conditions.

21. In-Person Events

Some Services may include optional or required in-person events, meetups, workshops, retreats, intensives, or other live experiences. Unless expressly stated otherwise, you are responsible for your own travel, lodging, meals, transportation, insurance, and personal expenses related to any in-person event.

You agree to behave professionally and safely at any in-person event and to follow event rules, venue rules, safety instructions, and all applicable laws. Viralish U may remove any participant from an in-person event, without refund, for conduct that is disruptive, unsafe, unlawful, harassing, intoxicated, threatening, or otherwise inappropriate.

You understand that ordinary risks may arise from travel and event attendance. To the fullest extent permitted by law, you voluntarily assume those ordinary risks. We may require a separate event waiver for certain experiences; where an event waiver you have accepted differs from these Terms, the event waiver governs for that event.

22. SMS Messaging Terms

By providing your mobile phone number and opting in to receive SMS text messages from Viralish U, you consent to receive recurring automated text messages, including but not limited to promotional offers, program updates, account notifications, and other marketing communications, sent to the mobile number you provided at the time of opt-in. Message frequency may vary. Message and data rates may apply. Consent to receive SMS messages is not a condition of purchase.

Opt-In. You may opt in to receive SMS messages from us by texting a designated keyword to our short code, by checking an opt-in box at checkout or account registration, or by otherwise providing your mobile number and affirmatively consenting to receive text messages. By opting in, you confirm that you are the account holder or have the account holder’s permission to enroll the number, and that you are at least eighteen (18) years of age.

Opt-Out. You may opt out of receiving SMS messages from us at any time by replying STOP to any message you receive from us. After texting STOP, you will receive a single confirmation message acknowledging your opt-out, and no further messages will be sent to your number unless you re-enroll. You may also opt out by contacting us at support@viralish.com.

Help. For assistance with SMS messaging, please email us at support@viralish.com.

Supported Carriers. Viralish U is not liable for delayed or undelivered messages. SMS messaging is available through most major U.S. wireless carriers, including but not limited to AT&T, Verizon, T-Mobile, and Sprint. Carrier support may vary.

Privacy. Your mobile number and SMS opt-in information will not be shared with, sold to, or used by third parties for their own marketing purposes. Please review our full Privacy Policy for details on how we collect, use, and protect your information.

23. Force Majeure

Viralish U is not liable for any delay or failure to perform caused by events beyond our reasonable control, including acts of God, natural disasters, severe weather, fire, flood, epidemic or pandemic, public-health emergencies, government orders, civil unrest, labor disputes, internet or platform outages, third-party-service failures, cyberattacks, or supply-chain disruptions. If a force-majeure event materially disrupts a Service, we may reschedule, relocate, move to virtual delivery, or otherwise adapt the Service; none of those adaptations entitles you to a refund or release from your Program Fee commitment.

24. Suspension and Termination

Viralish U may suspend, restrict, or terminate your access to the Services, in whole or in part, immediately and without refund, if we determine that you have breached these Terms or the Refund and Payment Policy, infringed intellectual property, engaged in misconduct, failed to make required payments, disrupted the community, posed a legal or reputational risk, or otherwise used the Services in a manner inconsistent with our business interests, legal obligations, or community standards.

Upon suspension or termination, your license to access and use the Services ends immediately, and you must stop using and, where applicable, delete or destroy any proprietary materials that were not authorized for permanent download or retention. Any payment obligations accrued before termination, and any obligations expressly surviving termination under Section 30, remain due and enforceable.

25. Disclaimers

To the fullest extent permitted by law, the Services are provided on an “as is” and “as available” basis without warranties of any kind, whether express, implied, statutory, or otherwise. Viralish U disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranties arising from course of dealing or usage of trade.

Without limiting the foregoing, Viralish U does not warrant that the Services will be uninterrupted, error-free, secure, complete, accurate, reliable, suitable for your needs, or free from viruses or harmful components.

26. Limitation of Liability

To the fullest extent permitted by law, Viralish U and its owners, officers, members, employees, contractors, agents, licensors, successors, and assigns will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or aggravated damages, including lost profits, lost revenue, lost business opportunities, lost data, business interruption, reputational harm, or cost of substitute services, arising out of or related to the Services or these Terms, even if advised of the possibility of such damages.

To the fullest extent permitted by law, Viralish U’s total cumulative liability arising out of or related to the Services or these Terms will not exceed the amount actually paid by you to Viralish U for the specific Service giving rise to the claim during the twelve (12) months preceding the event giving rise to the claim.

Nothing in these Terms excludes liability that cannot lawfully be excluded under applicable law.

27. Indemnification

You agree to defend, indemnify, and hold harmless Viralish U and its owners, officers, members, employees, contractors, agents, successors, and assigns from and against any third-party claims, actions, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your breach of these Terms or the Refund and Payment Policy, your misuse of the Services, your Member Content, your violation of law, or your violation of any third-party right.

28. Dispute Resolution, Arbitration, Class Waiver, and Tennessee Law

Please read this Section carefully because it affects your legal rights.

28.1 Informal Resolution

Before initiating arbitration, the parties agree to attempt to resolve any dispute, claim, or controversy informally for at least thirty (30) days by sending a written notice of dispute to the other party’s designated contact address identified in these Terms.

28.2 Binding Individual Arbitration

If the dispute is not resolved informally, you and Viralish U agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Refund and Payment Policy, the Services, your enrollment, payments, community participation, intellectual property, or any relationship between you and Viralish U will be resolved through binding individual arbitration seated in Davidson County, Tennessee, except that either party may: (a) bring a qualifying claim in small-claims court; or (b) seek temporary or preliminary injunctive relief in court relating to intellectual property, confidentiality, nonpayment, platform misuse, or unauthorized access.

28.3 Jury-Trial and Class-Action Waiver

You and Viralish U waive any right to a jury trial and any right to participate in a class action, collective action, representative action, or mass arbitration to the fullest extent permitted by law. Arbitration will take place on an individual basis only, and the arbitrator has no authority to hear or decide claims on a class, collective, or representative basis.

28.4 Governing Law and Venue

These Terms are governed by the laws of the State of Tennessee, without regard to conflict-of-law rules. Any court proceeding permitted under these Terms, including any action to compel arbitration, stay proceedings pending arbitration, confirm or enforce an arbitration award, or obtain allowable injunctive relief, shall be brought exclusively in the state or federal courts of competent jurisdiction located in Davidson County, Tennessee, and you consent to personal jurisdiction and venue there.

28.5 Compliance with Tennessee and U.S. Consumer Law

Viralish U operates in compliance with the Tennessee Consumer Protection Act (Tenn. Code Ann. Section 47-18-101 et seq.), the Tennessee automatic renewal statute (Tenn. Code Ann. Section 47-18-133), the Restore Online Shoppers’ Confidence Act (15 U.S.C. Section 8401 et seq.), the California Automatic Renewal Law (Cal. Bus. & Prof. Code Section 17600 et seq.), and other applicable federal and state consumer protection laws. Nothing in these Terms is intended to waive any right that cannot lawfully be waived under those laws.

28.6 Severability of This Section

If any part of this Section 28 is found unenforceable, the remaining portions shall remain in effect to the fullest extent permitted by law. If the class-action waiver is found unenforceable as to any particular claim, that specific claim shall proceed in court, and all other claims will proceed in arbitration.

29. Notices

Notices to Viralish U under these Terms must be sent in writing to the contact address listed in Section 33. We may deliver notices to you, including pre-renewal notices, acknowledgment notices, and material change notices, by email to the address associated with your account, by posting on the Services, or by other reasonable means. You are responsible for keeping the email address on file current.

30. Survival

The following Sections survive termination or expiration of these Terms: 6 (to the extent of any unpaid amounts), 6A (to the extent of any unpaid Mastermind amounts), 7 (with respect to records of consent and any unpaid renewal amounts), 8, 10 (termination of license; retention of personal-use rights in lawfully retained Standalone Product downloads), 11, 12 (as to then-existing Member Content), 13, 17 (as to previously approved marketing uses), 19, 25, 26, 27, 28, 29, 30, and 31, along with any other provision that by its nature should survive. The Refund and Payment Policy provisions concerning unpaid balances, default, late fees, collection costs, and chargebacks likewise survive.

31. Changes to the Terms

We may update or modify these Terms and the Refund and Payment Policy from time to time. If we make material changes, we may provide notice by posting the updated documents on our website, through the member portal, by email, or by other reasonable means. For Auto-Renewing Products, material changes are subject to the additional notice requirements in Section 7.8.

Unless otherwise stated, updated Terms become effective on the stated effective date. Your continued use of the Services after updated Terms become effective constitutes acceptance of those changes. If you do not agree to the updated Terms, you must stop using the Services and may cancel any Auto-Renewing Product to prevent further charges. Continued use of previously purchased Single-Term Products (including the Viralish Mastermind) or Standalone Products remains subject to the Terms in effect at the time of your purchase where a later change would materially reduce your rights or benefits.

32. Miscellaneous

These Terms, together with the Refund and Payment Policy, any event waiver, privacy policy, or other document Viralish U expressly incorporates by reference at the time of your purchase, constitute the entire agreement between you and Viralish U regarding the Services. These Terms control over any inconsistent marketing page, sales page, advertisement, or informal communication, and Section 8 of these Terms controls on all payment, refund, cancellation, default, and chargeback matters. Viralish U may, at its option, enter into a supplemental written agreement with a particular purchaser that modifies these Terms as to that purchaser’s specific transaction; any such supplemental agreement controls over these Terms only to the extent of the specific modifications it expressly addresses.

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid or unenforceable provision will be reformed to the minimum extent necessary to make it enforceable while preserving the parties’ original intent.

Viralish U’s failure to enforce any provision is not a waiver of that provision or any other right. You may not assign or transfer your rights or obligations under these Terms without Viralish U’s prior written consent. Viralish U may assign these Terms in connection with a merger, sale, reorganization, or transfer of assets.

Section headings are for convenience only and do not affect interpretation.

33. Contact Information

If you have questions about these Terms, the Refund and Payment Policy, or the auto-renewal of any Service, please contact:

Viralish U, LLC

6339 Charlotte Pike, #911

Nashville, Tennessee 37209

Email: support@viralish.com

Cancellation requests: Subject line “Cancel” followed by the applicable Service name (for example, “Cancel [Service Name]”) to support@viralish.com, or use the self-service cancellation tool in your member portal where available.

Response time: Within 24 to 72 business hours. We do not work on weekends or holidays.

Your Acknowledgment

By clicking to accept these Terms, providing separate affirmative consent to any auto-renewal feature, submitting payment, authorizing a payment plan, receiving an enrollment or order confirmation, accessing any Viralish U portal, entering a private community, attending a session, downloading a Standalone Product, or otherwise using the Services, you confirm that you have read these Terms and the Refund and Payment Policy in full, have had a reasonable opportunity to review them before proceeding, understand them, and agree to be bound by them.

You specifically acknowledge and agree to:

• the categorization of Services in Section 1 (Auto-Renewing Products, Single-Term Products, and Standalone Products) and the fee structure described in Section 5.2
• the auto-renewal disclosure in Section 7 (for any Service identified at purchase as an Auto-Renewing Product), including your right to cancel before any Renewal Date and the fifteen (15) day advance-notice requirement in Section 7.7
• the no-refund rule in Section 8 and the Refund and Payment Policy
• the full-term payment commitment in Sections 6 and 6A (for the Viralish Mastermind specifically: your commitment to the full six-month Program Term and full Program Fee)
• the non-cancellability of pay-over-time payment plans in Section 6.2
• the prohibition on chargebacks in Section 8.6
• Viralish U’s broad right to modify the Services in Section 2 (including the Mastermind’s name, format, calls, facilitators, platforms, and bonuses)
• the binding individual arbitration requirement in Section 28
• the class-action waiver in Section 28

If you do not agree to any of these Terms, do not click to accept, do not complete checkout, and do not access or use the Services.

Version 4.0 | Viralish U, LLC | Nashville, TN | Effective June 23, 2026

Viralish U, LLC

Privacy Policy

Effective Date: June 23, 2026

Company: Viralish U, LLC, a Tennessee limited liability company

Headquarters: 6339 Charlotte Pike, #911, Nashville, Tennessee 37209

Email: support@viralish.com

This Privacy Policy describes how Viralish U, LLC (“Viralish U,” “we,” “us,” or “our”) collects, uses, stores, shares, and protects the personal information you provide when you visit our website, purchase our products or services, enroll in our programs, participate in our communities, or otherwise interact with us (collectively, our “Services”).

By using our Services or submitting your personal information to us, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Services. This Privacy Policy is incorporated by reference into our Terms and Conditions, available at viralish.com.

We are committed to protecting your privacy and handling your personal information responsibly, transparently, and in compliance with applicable law, including the California Consumer Privacy Act (Cal. Civ. Code Section 1798.100 et seq., “CCPA”), as amended by the California Privacy Rights Act (“CPRA”), and other applicable U.S. and international privacy laws.

1. Information We Collect

We collect personal information that you provide directly to us, information collected automatically when you use our Services, and information from third parties who help us operate our business.

1.1 Information You Provide Directly

When you purchase a product, enroll in a program, register for an account, opt in to receive SMS messages, fill out a form, or otherwise interact with us, we may collect:

• Full name
• Email address
• Phone number and mobile carrier information (when you opt in to SMS communications)
• Payment and billing information (processed securely through our payment processors; we do not store full credit card numbers)
• Business name and website URL
• Social media handles and profile information
• Any other information you voluntarily provide through forms, applications, community posts, messages, or direct communications with us

1.2 Information Collected Automatically

When you visit our website or interact with our digital Services, we and our third-party service providers may automatically collect:

• IP address and approximate geographic location
• Device type, operating system, and browser information
• Pages visited, time spent on pages, and navigation paths
• Referring URLs and search terms
• Cookie identifiers, pixel tags, and similar tracking identifiers (see Section 5 for more detail)

1.3 Information from Third Parties

We may receive information about you from third-party platforms and service providers we use to operate our business, including:

• Payment processors, when you complete a purchase
• Email marketing and CRM platforms, when you subscribe, click, or interact with our emails or marketing
• Course and membership platforms, when you enroll in or access a program
• Analytics providers, regarding your interactions with our website and content
• Social media platforms, if you interact with our content or contact us through those channels

1.4 CCPA Statutory Categories of Personal Information

For purposes of the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), the personal information we collect falls into the following statutory categories:

• Identifiers. Real name, email address, phone number, IP address, account username, and similar identifiers.
• Commercial Information. Records of products or services purchased, purchase history, payment plan details, enrollment records, and transaction history.
• Internet or Other Electronic Network Activity Information. Browsing history on our website, pages visited, time on page, referring URLs, search terms, cookie identifiers, and pixel interaction data.
• Geolocation Data. Approximate geographic location derived from IP address.
• Professional or Employment-Related Information. Business name, website URL, and social media handles or profile information voluntarily provided.
• Inferences. Inferences drawn from the above categories to create a profile reflecting your preferences, interests, and likely purchasing behavior, used to personalize our marketing and communications.

We do not collect sensitive personal information as defined under the CPRA (such as Social Security numbers, financial account credentials, precise geolocation, racial or ethnic origin, religious beliefs, or biometric data) beyond what is strictly necessary to provide our Services. We do not use or disclose sensitive personal information for purposes other than those permitted under California law.

2. How We Use Your Information

We use the personal information we collect for the following purposes:

• To deliver and operate our Services. Processing your purchases, granting access to programs and communities, sending enrollment and account confirmations, and providing customer support.
• To communicate with you. Sending transactional emails (receipts, account notices, program updates), marketing and promotional emails, and SMS messages you have opted in to receive.
• To personalize your experience. Tailoring content, offers, and recommendations based on your purchase history, program participation, and preferences. We may use automated tools and algorithms (such as email engagement scoring, CRM segmentation, and advertising platform audience matching) to assist in personalizing the content and offers we present to you. These automated processes do not produce legal or similarly significant effects on you. If you have questions about how automated personalization applies to you, or wish to request human review of any automated determination, you may contact us at support@viralish.com.
• To process payments. Transmitting billing information to our payment processors to complete transactions and manage payment plans.
• To comply with legal obligations. Retaining records of purchases, consents, and transactions as required by applicable law, including tax, accounting, and consumer protection requirements.
• To protect our business and users. Detecting and preventing fraud, unauthorized access, chargebacks, and misuse of our Services.
• To improve our Services. Analyzing usage patterns, program performance, and user feedback to develop and improve our offerings.
• To run advertising and retargeting campaigns. Using cookies, pixels, and tracking technologies to show you relevant advertisements on third-party platforms such as Meta and Google (see Section 5).
• To enforce our Terms and Conditions. Investigating and responding to alleged violations, chargebacks, DMCA notices, and other legal or contractual matters.

3. How We Share Your Information

We do not sell, rent, or share your personal information with third parties for their own independent marketing purposes. We may share your information in the following limited circumstances:

Service Providers. We share information with third-party vendors and service providers who perform services on our behalf, including:

• Payment processors (e.g. Stripe, PayPal, ThriveCart) to process transactions
• Email marketing and CRM platforms (e.g. Klaviyo, ActiveCampaign, ConvertKit, HubSpot, GoHighLevel) to manage communications and customer relationships
• Course and membership platforms (e.g. Kajabi, Teachable, Circle) to deliver program content and community access
• SMS platforms (e.g. Postscript, Attentive, SimpleTexting) to send text message communications you have opted in to receive
• Analytics providers (e.g. Google Analytics, Meta) to understand website usage and advertising performance
• Other technology vendors necessary to operate, maintain, and improve our Services

These service providers are authorized to use your information only as necessary to perform services on our behalf and are contractually prohibited from using it for their own independent purposes.

Legal Requirements. We may disclose your information if required to do so by law, court order, subpoena, or government authority, or if we believe in good faith that such disclosure is necessary to protect our rights, prevent fraud, respond to a legal claim, or protect the safety of any person.

Business Transfers. If Viralish U is involved in a merger, acquisition, asset sale, reorganization, or other business transfer, your personal information may be transferred as part of that transaction. We will notify you via email or a prominent notice on our website before your information becomes subject to a materially different privacy policy.

With Your Consent. We may share your information with third parties in other circumstances when you have given us your explicit consent to do so.

Testimonials and Marketing Permissions. When you provide a testimonial, success story, win, quote, photo, video, or other promotional statement and give us permission to use it (as described in our Terms and Conditions), we may use your name, likeness, business name, and the content of your statement in our marketing materials, social media, website, and promotional communications. We will only use such materials with your explicit permission, as described in Section 17 of our Terms and Conditions. You may withdraw permission for future use at any time by contacting us at support@viralish.com; withdrawal of permission does not affect uses already made prior to your request.

4. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, to comply with our legal obligations, to resolve disputes, and to enforce our agreements.

For payment and transaction records, we follow our payment processors’ retention requirements and applicable tax and financial record-keeping laws, which typically require retention for a minimum of seven (7) years.

For marketing communications, we retain your information until you opt out or request deletion. For enrollment and program records, we retain information for the duration of your access period plus any legally required retention period thereafter.

When personal information is no longer needed and no legal obligation requires its retention, we will delete or anonymize it in a secure manner. To request deletion of your personal information, see Section 8.

5. Cookies, Pixels, and Tracking Technologies

We use cookies, pixel tags, web beacons, and similar tracking technologies on our website and in our marketing communications. These technologies help us operate our Services, analyze usage, and deliver targeted advertising.

5.1 Types of Tracking Technologies We Use

• Essential cookies. Cookies required for the basic operation of our website, including maintaining your session and enabling checkout functionality.
• Analytics cookies. Cookies from providers such as Google Analytics that help us understand how visitors interact with our website, which pages are most visited, and how users navigate through our content.
• Advertising and retargeting pixels. Tracking pixels from platforms such as Meta (Facebook and Instagram) and Google that allow us to measure the effectiveness of our advertising campaigns and show relevant ads to users who have previously visited our website or interacted with our content.
• Marketing cookies. Cookies that track your interactions with our emails and marketing content to help us understand engagement and improve our communications.

5.2 Your Cookie Choices

Most web browsers allow you to control cookies through browser settings. You can typically set your browser to refuse cookies, delete existing cookies, or alert you when cookies are being used. Please note that disabling cookies may affect the functionality of our website and your ability to access certain features.

For advertising and retargeting, you may opt out of interest-based advertising through the following:

• Google: tools.google.com/dlpage/gaoptout (Google Analytics opt-out) and myaccount.google.com/data-and-privacy (Google ad settings)
• Meta: your Facebook or Instagram account’s Ad Preferences settings
• Network Advertising Initiative opt-out tool: optout.networkadvertising.org
• Digital Advertising Alliance opt-out tool: optout.aboutads.info

Note that opting out of interest-based advertising does not mean you will stop seeing advertisements. You may still see ads, but they will not be tailored to your interests based on your browsing behavior.

Do Not Track (DNT) Signals. Some browsers include a “Do Not Track” (DNT) feature that signals to websites that you do not want your online activity tracked. Our website does not currently respond to DNT browser signals, as no uniform industry standard for recognizing or honoring DNT signals has been established. We will continue to monitor developments in this area and update this Policy if our practices change. California residents may use the Global Privacy Control (GPC) signal as an alternative opt-out mechanism, which we do honor as described in Section 8.2.

6. SMS Communications

If you have opted in to receive SMS text messages from Viralish U, your mobile phone number and opt-in consent are used solely to send you the communications you have consented to receive. We do not share your mobile number with third parties for their own marketing purposes.

Your SMS opt-in is processed and managed through our SMS platform provider. For full SMS terms including opt-in, opt-out, and carrier information, see Section 22 of our Terms and Conditions.

To opt out of SMS communications at any time, reply STOP to any message you receive from us or email support@viralish.com.

6A. Email Communications and CAN-SPAM Compliance

All marketing and promotional emails we send comply with the federal CAN-SPAM Act (15 U.S.C. Section 7701 et seq.). Every marketing email we send includes a clear and conspicuous unsubscribe mechanism, our physical mailing address, and accurate header and subject line information. We will honor opt-out requests within ten (10) business days of receipt.

You may unsubscribe from marketing emails at any time by clicking the unsubscribe link included in every marketing email, or by contacting us at support@viralish.com. Please note that even if you unsubscribe from marketing emails, we may still send you transactional emails related to your account, purchases, or enrollment (such as receipts, payment reminders, and program access notices), as these are not subject to the CAN-SPAM opt-out requirement.

7. Security

We implement reasonable and appropriate technical, administrative, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, loss, or destruction. These measures include encryption of data in transit, access controls limiting who within our organization can access personal data, and use of reputable third-party service providers with their own security programs.

However, no method of transmission over the internet or method of electronic storage is completely secure. While we strive to use commercially reasonable means to protect your personal information, we cannot guarantee its absolute security. In the event of a data breach that affects your rights, we will notify you as required by applicable law.

8. Your Privacy Rights and Choices

Depending on where you live, you may have certain rights with respect to your personal information. We honor these rights regardless of your location to the extent practicable.

8.1 Rights Available to All Users

• Access. You may request a copy of the personal information we hold about you.
• Correction. You may request that we correct inaccurate or incomplete personal information.
• Deletion. You may request that we delete your personal information, subject to certain exceptions (such as information we are required to retain for legal or contractual reasons, including payment records and enrollment records).
• Opt-out of marketing. You may unsubscribe from marketing emails at any time by clicking the unsubscribe link in any email or by contacting us at support@viralish.com. You may opt out of SMS messages by replying STOP.

8.2 California Residents (CCPA/CPRA)

If you are a California resident, you have the following additional rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act:

• Right to Know. You have the right to know what categories and specific pieces of personal information we have collected about you, the categories of sources from which we collected it, the purposes for which we use it, and the categories of third parties with whom we share it.
• Right to Delete. You have the right to request deletion of personal information we have collected from you, subject to certain exceptions.
• Right to Correct. You have the right to request correction of inaccurate personal information we maintain about you.
• Right to Opt Out of Sale or Sharing. We do not sell your personal information. We do not share your personal information with third parties for cross-context behavioral advertising in a manner that constitutes a “sale” or “sharing” under the CCPA/CPRA. We honor Global Privacy Control (GPC) browser signals as a valid opt-out request in accordance with California law. If our data-sharing practices change, we will update this Privacy Policy and provide a “Do Not Sell or Share My Personal Information” link on our website.
• Right to Limit Use of Sensitive Personal Information. We do not collect sensitive personal information as defined under the CPRA beyond what is necessary to provide our Services.
• Right to Non-Discrimination. We will not discriminate against you for exercising any of your CCPA/CPRA rights.

To exercise your California privacy rights, please submit a request to support@viralish.com with the subject line “California Privacy Rights Request.” We will respond within forty-five (45) days as required by law, with a possible extension of an additional forty-five (45) days where reasonably necessary.

Verification of identity. Before fulfilling any request to access, correct, or delete personal information, we are required by law to verify your identity to protect against unauthorized requests. We will verify your identity by confirming that the email address from which your request is submitted matches the email address associated with your account or purchase record. For deletion requests, we will send a separate confirmation email requiring you to affirmatively confirm the deletion request before we proceed. We cannot fulfill a request if we are unable to verify your identity with reasonable certainty. We will not use the information you provide in a verification request for any purpose other than verifying your identity.

8.3 International Users (GDPR and Other Laws)

If you are located in the European Union, European Economic Area, United Kingdom, or another jurisdiction with applicable data protection laws, you may have additional rights including the right to data portability, the right to restrict processing, and the right to lodge a complaint with a supervisory authority.

Our Services are operated from the United States, and your information will be transferred to and processed in the United States, which may have different data protection standards than your country of residence. Where required by applicable law for transfers of personal data from the European Union, European Economic Area, or United Kingdom to the United States, we rely on Standard Contractual Clauses (SCCs) approved by the European Commission and, for UK transfers, the UK International Data Transfer Agreement (IDTA) or the UK Addendum to the EU SCCs, as appropriate, as the lawful transfer mechanism.

To exercise any of these rights, please contact us at support@viralish.com with the subject line “Privacy Rights Request.”

9. Children’s Privacy

Our Services are directed solely to adults and are not intended for, marketed to, or directed at individuals under the age of eighteen (18). We do not knowingly collect personal information from anyone under eighteen (18). If you believe that we have inadvertently collected personal information from a minor, please contact us immediately at support@viralish.com and we will take prompt steps to delete that information.

Our Services are not subject to the Children’s Online Privacy Protection Act (COPPA) because they are not directed at children under the age of thirteen (13). Consistent with our Terms and Conditions, all users must be at least eighteen (18) years old to purchase or use our Services.

10. Third-Party Websites and Links

Our website and Services may contain links to third-party websites, platforms, tools, and resources that are not owned or operated by Viralish U. This Privacy Policy applies only to information collected by Viralish U through our own Services. We are not responsible for the privacy practices of any third-party website or service. We encourage you to review the privacy policies of any third-party services you access through links on our website.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. When we make material changes, we will update the Effective Date at the top of this Policy and, where appropriate, notify you by email or by posting a prominent notice on our website.

Your continued use of our Services after the updated Privacy Policy becomes effective constitutes your acceptance of the revised Policy. If you do not agree to the updated Policy, you must stop using our Services.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Viralish U, LLC

6339 Charlotte Pike, #911

Nashville, Tennessee 37209

Email: support@viralish.com

For California Privacy Rights Requests, use subject line: “California Privacy Rights Request”

For all other privacy inquiries, use subject line: “Privacy Inquiry”

We will respond to all privacy-related requests within forty-five (45) days or as otherwise required by applicable law.

Version 1.0 | Viralish U, LLC | Nashville, TN | Effective June 23, 2026